Protecting Businesses

Commercial Property & Casualty


For companies looking to protect the value of their assets, our team takes a holistic view of your organization and ownership to assess any risks within the enterprise.  Our focus is then to help management make educated decisions to mitigate those risks whether it be through structural changes within the organization and/or by offsetting risks in the market using industry leading insurance programs.

Stay up-to-date on the emerging trends in commercial property & casualty insurance.

protect the value of your assets

Property

At GUS BATES Insurance & Investments, we help our clients plan for the unforeseen. And in the event of the loss of your company’s physical assets, property insurance offers financial protection. By analyzing and insuring clients’ specific needs, we indemnify your loss.

The GUS BATES team can also help you find protection for expenses associated with a loss, such as loss of income, extra expenses, contingent loss of income, and contingent extra expense. Our team will craft meaningful solutions to maximize the protection provided in your policies.

General Liability

Just like fingerprints, every liability exposure is different and warrants careful attention to detail. At GUS BATES, one of our fundamental services is providing clients with casualty coverage. Our team has the experience to analyze the hazards associated with your operations and provide a custom tailored solution and along with continuous support of the liability issues that keep you up at night.

Workers Compensation

Employees are one of a business’ most important assets. Crafting the proper workers compensation policy is key to providing coverage in the event of a work related injury. We work with top rated carriers and our risk manager to create policies and procedures which insure both your employees and your company are protected.

Each industry has different risks that need to be analyzed and proper tools put into place to manage them. Whether you’re a small firm looking for standard workers compensation or a large firm looking to take on a large deductible, we have the expertise to assemble the right solution to keep your employees covered, losses to a minimum and your company well protected.

Commercial Auto

Our solutions to potential auto liabilities can help keep your mind at ease. For companies out on the road, business auto insurance is essential. Auto insurance policies, whether for one car or a fleet of vehicles, provide the platform necessary to cover your business liability against bodily injury and property damage associated with the risks of operating vehicles.

Other Coverages

The GUS BATES team will assist you in examining other coverages available and determine which meet the needs of your business.

  • Boiler & Machinery
  • Builders Risk
  • Business Owners Policy
  • Cyber Liability
  • Directors & Officers Liability (D&O)
  • Employment Practices Liability (EPLI)
  • Fidelity & Crime
  • Inland Marine
  • Kidnap & Ransom (K&R)